Terms of Use

A. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you, as a user of this website, and Ramini Vimeyi of 15 Market St, Galway, H91 TCX3, Ireland. Access to and use of this website is conditional upon your acceptance of and compliance with these terms.

Where you access this website on behalf of an organisation, you represent and warrant that you have the authority to bind that organisation to these terms, and references to "you" include that organisation.

B. Nature of the Website and Its Content

Ramini Vimeyi is an educational information website. All content published on this site is intended solely to provide general background information about financial concepts, drawing from publicly available materials produced by Irish and EU consumer protection and regulatory bodies.

Content is compiled and presented for educational purposes. It does not purport to be comprehensive, exhaustive, or applicable to every individual situation. Financial regulations, rates, thresholds, and consumer rights may change. While we endeavour to keep information current, we make no warranty that any particular piece of content reflects the most recent state of the law or market conditions.

Illustrative numerical examples used throughout the site are presented to aid understanding of concepts only. They do not represent actual financial products, real rates, or real transactions.

C. Not Financial Advice

Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of regulated advice. Ramini Vimeyi is not authorised or regulated by the Central Bank of Ireland as a financial adviser, mortgage intermediary, investment firm, or in any other regulated capacity.

You should not rely on any content on this website as a substitute for professional advice tailored to your specific circumstances. Before making any financial decision, you should consult a qualified and regulated financial adviser, accountant, or solicitor as appropriate.

We do not assess creditworthiness. We do not recommend specific financial products, lenders, or services. Any reference to particular financial bodies or regulatory organisations is for informational context only and does not constitute an endorsement.

D. Intellectual Property

All text, design, graphics, layout, code, and other original content on this website are the intellectual property of Ramini Vimeyi unless otherwise stated. Content is protected by copyright law in Ireland under the Copyright and Related Rights Act 2000.

You may view, print, and share content from this site for personal, non-commercial, educational purposes provided that you clearly attribute Ramini Vimeyi and include a link to the original page. Republication of content for commercial purposes, incorporation into other websites without attribution, or systematic reproduction is not permitted without prior written consent.

The Ramini Vimeyi name and logo are proprietary identifiers. Use of these identifiers without permission is not permitted.

E. Permitted Use

You are permitted to use this website for lawful purposes, including reading and sharing educational content, using the contact form to make a genuine enquiry, and subscribing to our newsletter where offered. Use of this website must comply with applicable Irish and EU law and must not infringe the rights of any third party.

F. Prohibited Conduct

You must not use this website to transmit unsolicited commercial communications. You must not attempt to gain unauthorised access to any part of the website or its underlying systems. You must not use automated tools to scrape, harvest, or extract data from the website at a scale or frequency that places unreasonable demand on our infrastructure. You must not submit false or misleading information through any form on the site. You must not use the site in any manner that could damage its reputation or the integrity of information it provides.

G. External Links

This website may contain links to external websites operated by third parties, including Irish regulatory bodies and public consumer information services. These links are provided for convenience and informational purposes. Ramini Vimeyi does not control the content of external websites and is not responsible for their accuracy, completeness, or compliance with applicable law. The inclusion of a link does not constitute endorsement of the linked site or its operator.

External sites may have their own terms of use and privacy policies. We encourage you to review these when visiting any third-party site.

H. Limitation of Liability

To the fullest extent permitted by Irish law, Ramini Vimeyi shall not be liable for any loss or damage, whether direct, indirect, incidental, or consequential, arising from your use of or reliance on the content of this website. This includes financial loss resulting from decisions made on the basis of information published here.

Nothing in these terms limits liability for death or personal injury caused by negligence, fraudulent misrepresentation, or any other matter where liability cannot lawfully be excluded under the Consumer Protection Act 2007 or other applicable Irish legislation.

I. Website Availability

We aim to maintain the availability of this website, but we do not guarantee uninterrupted access. Maintenance, technical issues, or circumstances beyond our control may affect availability from time to time. We are not liable for any inconvenience or loss resulting from temporary unavailability of the site.

J. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Ireland. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Ireland, without prejudice to your statutory rights as a consumer under Irish and EU consumer protection law.

K. Amendments

We reserve the right to amend these Terms of Use at any time. The date shown at the top of this page reflects when the current version was published. Continued use of the website after publication of revised terms constitutes acceptance of the updated terms. We recommend reviewing these terms periodically.

L. Contact

Questions regarding these Terms of Use may be directed to:

• Email: [email protected]
• Post: 15 Market St, Galway, H91 TCX3, Ireland
• Phone: +353 91 392 773